Privacy Policy

Privacy of Customer Information

On behalf of the lending institution (hereafter “we”, “us” or “our”) from which you received a notice (hereafter “we”, “us” or “our”) we are committed to maintaining your trust and confidence when handling your information. Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. In order to provide services to our customers as effectively and conveniently as possible, we use technology designed to collect, manage and maintain customer information. The following policy serves as a standard for our collection, use, retention, and security of “nonpublic personal information.”

“Nonpublic personal information” is information about you that is not publicly available that we obtain in connection with providing products and services to you or when you visit us online. For example, nonpublic personal information collected by this site includes information regarding your real estate property insurance and vehicle insurance policy, loan collateral description, property location, etc.

Information We Collect

We may collect nonpublic personal information about you from the following sources: Insurance companies, insurance agents and insurance policy notices, along with information you provide in your communications to parties servicing your insurance needs.

This site does not use “web beacons”.

This site uses a cookie only to provide immediate functionality during your session on the site.

Information We Disclose to Affiliates

We do not disclose the nonpublic personal information that we collect from this site to other parties, unless it relates specifically and directly to your loan-required insurance policy coverages.

Information We Disclose to Third Parties Not Affiliated With Us.

We may disclose the nonpublic personal information that we collect, as described above, to “nonaffiliated third parties” (i.e., third parties that are not members of our corporate family), in the following ways:

  • We are permitted by law to disclose nonpublic personal information about you to nonaffiliated third parties in certain circumstances. For example, we may disclose all of the nonpublic personal information about you that we collect, as described above, to: Third parties to assist us in servicing your account(s) with us; government entities and others in response to subpoenas; and any contracted servicer or sub-servicer of your loan or mortgage.

  • In addition, we may disclose nonpublic personal information about you to other nonaffiliated third parties, including (but not limited to): Providers of other financial services such as insurance companies, for servicing purposes only.

In addition to your rights described in this Privacy Notice, you may have other rights under state laws. To the extent such laws may apply, we will comply with them with respect to our information practices.

Our Security Procedures

We also take steps to safeguard customer information. Our policies are designed to restrict access to nonpublic personal information to those employees, agents and third party servicers who we determine should have access to information in order to provide services to you. Employees who violate these standards will be subject to disciplinary measures. We also require our servicers to maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Changes to this Policy

This policy is effective January 1, 2010. However, we may change this policy at any time by posting a revised version on our website. Reviewing the effective date of this policy will allow you to determine whether any changes have been made since the last time you reviewed the policy